Income, crash protection and options strategies, layered on top of what you already own. All run with index options, the systematic way.
Anand Ganapathy K · SEBI Registered Research Analyst · INH000016630
The Overlay is the third layer, built on top of your Core and Satellite. It puts the long-term investments you already hold to work a second time, as margin to run systematic options strategies. It becomes relevant once your portfolio crosses about ₹15 lakh.
Your capital is never idle. It compounds inside your long-term portfolio and provides the margin for the Overlay at the same time. One to two trades a month, about ten minutes each.
The Overlay has three parts, each with a different job. Use one, or use all three.
You get the strategies and the know-how. For the algos especially, we share the material on how to run them systematically, so you can automate execution and take human error out of the loop.
One strategy designed so your capital is not put at risk, while you still take part in the market's upside. The full method, and a fresh recommendation each month, are inside the membership.
The aim is simple: take part in the market when it rises, without putting your capital at risk. How that is done, step by step, is taught inside the course, with a recommendation you can act on each month.
Capital protection here means the amount at risk is limited by design. It is not a guarantee of returns or against loss. The full method, in six lessons with real numbers, is inside the membership. See the course overview.
One rule ties the whole Overlay together.
Every Overlay strategy, income, protection and algos, is executed only with index options. No single-stock options, no naked speculative bets. Index options are liquid, regulated, and built for systematic, rule-based execution.
The strategies run on short timeframes, but the way we think about them is long-term. Success is measured in years, not days.
We will always be straight with you about what this is, and what it is not.
One condition: the Overlay only makes sense on top of a portfolio of about ₹15 lakh or more. No fresh capital is needed beyond a small cash buffer, plan for about 10 percent. If you do not have that base yet, build your Core first, then add this layer.
The Overlay never works alone. It is one layer of the Flexi-Wealth System, and each layer has a different job.
The Core grows your wealth slowly and steadily with funds and ETFs. The Satellite rides momentum in quality stocks for faster growth. The Overlay uses index options to earn income and protect you when markets fall.
Because the Overlay runs on the margin from your Core, the same capital does two jobs at once. That is the whole idea: a flexible system where your money is never standing still.
Growth at the base, faster growth on top, and an options overlay that earns and protects. One membership, all working together.
Pricing
One single membership. All five layers, every tool, and full one-on-one support. You decide which layers to use and at what pace.
You pay only the membership fee. There is no mutual fund distribution and no commission earning of any kind, so every recommendation stays unbiased and client-first.