Logo

Build Wealth.
With Clarity.

We give you a Flexi-Wealth System and In-Depth Research to build a Portfolio that works across market cycles.

SEBI Registered Research Analyst (INH000016630)
Unbiased Research. No MF distribution or commission earning activities. Client First approach.

Flexi-Wealth System

01. What is it?

Core + Satellite + Overlay Architecture

We create a Flexi-Wealth System through a 3-Layered Architecture of Core, Satellite and Overlay/Hedge Strategies. These Strategies are diversified and uncorrelated in a way that they supplement each other across market cycles.

Core

Finvezto Evergreen
  • 60-100% of your Portfolio can be invested here. For most investors, this portfolio is enough for entire life.
  • Balanced Portfolio that grows steadily with lower volatility across market cycles.
  • Invests only in Low Cost ETFs across equities, debt and precious metals.
  • Weights adjust dynamically with market conditions.
  • Suitable for all Investors from beginner to advanced.

Satellite

Finvezto Momentum
  • 20-30% of your Portfolio can be invested here. Investors willing to take higher risk & accept higher volatility for higher growth can invest here.
  • Adds Growth element to the overall Portfolio by picking Quality Stocks in Momentum.
  • Recommendations consist of Large, Mid and Small Cap Stocks above ₹5000 Cr Market Cap. No illiquid or penny stocks.
  • Holds on to winners and Cuts losers fast. 
  • Holds cash when opportunities are scarce.

Overlay/Hedge

Finvezto Strategies
  • Overlay Strategies can be run by pledging Core Portfolio without need for additional capital.
  • This is a tactical layer to generate income on top of Core/Satellite Portfolio. It includes Options Strategies with Asymmetric Upside and Limited Risk.
  • Hedging strategies that protect your Core/Satellite portfolio during downfalls and market crashes. You can have peace of mind at all times.

02. How it works?

If set up properly, the Core, Satellite & Overlay portfolios can work together efficiently across cycles. 

  • Core Portfolio is the steady engine. As it grows, you get more capital/margin to pledge and run Overlay Strategies.
  • During bull markets, both Core and Satellite portfolios will likely be up. Overlay Strategies could be up or down. But overlay strategies have limited risk which would not drag the overall portfolio return, if sized properly.
  • During bear or sideways markets, Core and Satellite Portfolios may not be moving up. But Overlay Strategies + Hedge could come to the rescue. 
  • Overlay + Hedging Strategies do not require significant Capital. It uses pledged margin, recycles profits, protects Core/Satellite Portfolios to add further compounding velocity.
  • This ensures continuous re-investment across portfolios with well-managed risk and availability of sufficient liquidity at all times.
  • Your Wealth becomes more flexible and gives you more options throughout your life.

03. How to execute this system?

Phase 01.
Start

Your Capital: ₹0 - ₹5 lacs

What to do:
- First step is to start investing through SIPs using the Core Portfolio to reach ₹5 Lacs. 

- You can directly invest in our Core Portfolio or take the recommendations and manually execute them in your broker.
- We recommend changes to the portfolio as per the market regime so that your portfolio is always aligned. All stocks are held in your DEMAT account and you have complete control.
- You can align your portfolio in a single click if you invest directly through our smallcase.
- Avoid Intraday Stock Trading, Intraday Options Buying and Scalping. Mostly you will end up losing your capital. 

Phase 02.
Grow

Your Capital: ₹5 lacs - ₹20 lacs

What to do:
- Continue investments in Core Portfolio.

 - If you are willing to take higher risk and accept higher volatility, add Satellite Portfolio.
- The weightage of Satellite Portfolio should not exceed 30% of your overall investments.
- You can directly invest in our Satellite Portfolio or take the recommendations and manually execute them in your broker. We recommend changes to the portfolio periodically so that your portfolio is always aligned. All stocks are held in your DEMAT account and you have complete control.

- To do your own analysis and build/test your own strategies you can choose Toolkit.

Phase 03.
Scale & Protect

Your Capital: ₹20 lacs +

What to do:
- Keep 70% in Core + 30% in Satellite

- Start “Overlay Portfolio”. You can pledge the Core Portfolio to fund the Overlay Strategies without additional capital.

- As your capital crosses ₹20 lacs, you might also want to hedge your portfolio from market crashes and protect your capital.
- We have provided hedging strategies in the Finvezto Strategies plan.

Note: Finvezto is a SEBI Registered Research Analyst. This roadmap is general education and not personalized financial planning.

04. Choose Your Plan(s)

We have 4 Plans that supplement each other. Please WhatsApp us in case you need assistance.

Finvezto Evergreen
(Core)

Everything you need to build a Solid Long-term Portfolio

Best Mutual Funds & ETF Recommendations for the Long Term

Proven Strategies to help you build your Core Portfolio

Regular Research Articles on Long Term Investing, Money Management and Personal Finance

Invest directly via Finvezto Evergreen Portfolio on Smallcase (Optional)

Dynamic Asset Allocation philosophy. Shifts between Equities and Bonds based on market conditions.

Individual Support over WhatsApp & Email

GST, Payment Gateway charges and other charges Included. No Hidden Charges.

Finvezto Momentum
(Satellite)

Everything you need to build a Growth Portfolio of Stocks

Stock Recommendations based on Quality & Momentum

Large, Mid and Small Caps only. Strictly No Penny Stocks.

Detailed Stock Research Reports

Weekly Report on Stocks with Big Money Activity

Invest directly via Finvezto Momentum Portfolio on Smallcase (Optional)

Regular Research Articles on Stock Investing

Individual Support over WhatsApp & Email

GST, Payment Gateway charges and other charges Included. No Hidden Charges.

Finvezto Strategies
(Overlay)

Everything you need to trade smarter, generate income and hedge your risks

Options Strategies for Income Generation

Hedging Strategies to protect your portfolio during market crashes

Quant Strategies that have outperformed the Index consistently

Course Material on Market Structure & Price Action

Learn Algo Trading to Automate

Daily Post Market Analysis, View & Plan

Finvezto Toolkit Access Included

Individual Support over WhatsApp & Email

GST, Payment Gateway charges and other charges Included. No Hidden Charges.

Finvezto Toolkit
(Tools)

Everything you need to do your own analysis and research.

Advanced Tools for both Investors & Traders

In-Depth Stock Analysis Tools

Advanced Stock Screener with 400+ Parameters

Build, Backtest, Paper Trade, Live Trade your Strategies

Collection of Quant Strategies that have outperformed the index across cycles

Portfolio Review Tools

Mutual Funds Overlap Analysis Tools

GST, Payment Gateway charges and other charges Included. No Hidden Charges.

About Us

Anand Ganapathy K

  • SEBI Registered Research Analyst
    (SEBI Registration Number : INH000016630)

  • Founder, Finvezto Stock Research

  • 14 Years of Investing & Trading Experience

  • Evidence Based Investing & Trading Philosophy

  • Key Research Areas include Anti-Fragile Portfolios, Dynamic Asset Allocation, Momentum Investing and Convexity of Options.

  • Post Graduate in Management from IIM Ahmedabad

Photo of Founder, Anand Ganapathy

SEBI Check

Always deal with a SEBI Registered Research Analyst. Avoid Fraudsters.

Our Verified UPI Handle: 

finvezto.cf.ra@validaxis

Click on the button below and follow the steps in the attached demo to verify our SEBI status.

Offerings

Quick Links

I am a Research Analyst and not an Investment Advisor. I do not offer financial planning, risk assessment or customization of offerings. I operate strictly as per requirements of the SEBI RA regulations. Please read the terms and conditions for using this website and service before subscribing.

Research Analyst: Anand Ganapathy K

SEBI Registered Research Analyst

SEBI Registration Number: INH000016630

Registration Validity: 24 June 2024 - Perpetual

BSE Enlistment Number: 6213

Registered Address:
Finvezto Stock Research,
COQUB Coworking Space,
S.No 16 2a, Service Road, Near Ring Road, Vanagaram, Ist Floor,
CHENNAI, TAMIL NADU, 600095

SEBI Local Address:
Southern Regional Office (SRO)

7th Floor, 756-L, Anna Salai,

Chennai - 600002, Tamil Nadu

 Email : support@finvezto.com

 Dedicated Email for Accessibility related Complaints: info@finvezto.com

Dedicated Phone/WhatsApp : +91-8148413194

Complaints Dashboard for the Month ended - February 2026

Contact us directly at support@finvezto.com for assistance with any queries, complaints or grievances. We will ensure your grievance is resolved within 30 days. If you feel that your grievance is not redressed satisfactorily, you may lodge a complaint with SEBI through the SCORES website or the SEBI Scores app for Android or iOS. Here's the link to the SMART ODR Portal for dispute resolution.

All accessibility-related grievances will be acknowledged within 2 working days. Resolution/response will be provided within 15 working days.

Escalation Matrix

Compliance Audit Status

Disclosure with respect to compliance with Annual compliance audit requirement under Regulation 25(3) of SEBI (Research Analyst) Regulations, 2014 for last financial years are as under:

Disclaimer: Registration granted by SEBI, membership of BSE and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Standard Warning: Securities market investments carry market risks. Kindly review all relevant documents before investing.

©2025 Finvezto, All rights reserved.