The Flexi Wealth System

Build Wealth.
Systematically.

We research deep across every layer of your portfolio. Clear recommendations on stocks, mutual funds, ETFs, option strategies, and hedging. Structured to build wealth over the long term.

Become a Member See What's Included
  • SEBI RA
  • INH000016630
  • 15 Years Experience
  • Unbiased research
  • No commissions
  • Client-first approach

A 45-second animated story of the Finvezto Flexi-Wealth System: 50 scattered stocks, 15 overlapping funds, and random F&O trades collapse into five structured layers, each resolving one piece of the chaos.

A typical portfolio todaySound familiar?
The Flexi-Wealth SystemInside your membership
RELIANCE TCS INFY HUL ITC SBIN TATAMOTORS SUNPHARMA AXIS BANK LT TATA STEEL NTPC COAL INDIA WIPRO BAJFINANCE APLAPOLLO HDFC Flexi Cap Parag Parikh SBI Bluechip Nifty 50 ETF Axis Midcap Mirae Asset ICICI Pru Gold ETF NIFTY CE BANKNIFTY PE Intraday F&O Weekly expiry Margin call +34 more stocks +7 more funds
50 stocks. 15 funds. Random F&O.
Zero clarity.
No sizing. No exits. No system.
CoreFoundation
SatelliteGrowth
OverlayIncome + hedge
ToolkitResearch
LearningMastery

One system fixes all of it.

Five layers. Every rupee gets a job.

01CoreFoundation
15 random funds become one researched base.
100% ALLOCATED Equity Gold Debt
MF & ETF recommendations Screeners & strategy testing Model portfolios Portfolio tracker & review
02SatelliteGrowth
50 tip stocks become a focused growth set.
Quality + momentumRiding winners
Stock recommendations Deep-dive research Advanced screener Strategies & dashboards
03OverlayIncome & Protection
Random F&O becomes income and protection.
Income
Crash hedge
Options algo
Income generation Crash hedging Intraday options algos
04ToolkitResearch
Stop guessing. Test before you trust.
BacktestStrategy vs index
Screener Backtesting Institutional activity Portfolio analytics
05LearningMastery
So the confusion never comes back.
Support & resistanceRead the chart
RESISTANCE SUPPORT
Quant library Premium research Investing & trading deep dives
50 stocks 15 funds Random F&O

Five layers. One system.

A lifetime of wealth and clarity.

Does any of this sound like you?

“The market fell 20%, so I panicked and sold everything.Two months later it recovered. I missed the entire rally.”

“I ran SIPs in 13 mutual funds because I thought more meant safer.All 13 overlap heavily. I have no idea what I own.”

“I tried options buying. A few early wins, so I doubled my size.Over time I lost my capital.”

Panic Selling Hot Tips FOMO Buying the Top Holding Losers Break-Even Trap Over-Diversified F&O Gambling No Rebalancing Platform Chaos No Portfolio View Hidden Fees Tax Drag Overtrading Biased Advice Chasing Returns WhatsApp Tips No Clear System
More problems
The Solution
One system fixes all of it.

What is Flexi-Wealth?

Wealth that works for you, any time.

One system. Five layers. Three jobs, all running at once.

Compounds for the long term.
The Core grows quietly underneath everything.
Generates income along the way.
Income strategies add cash flow on top.
Protects you during crashes.
The hedge cushions the falls the market takes.
When life throws a problem at you, your wealth is ready to support you. That is the Flexi in Flexi-Wealth.
Layer 01

Core Layer

The holy grail of investing is building uncorrelated layers, so we recommend the best mutual funds and ETFs across equity, debt, and precious metals. Prefer doing your own research? Our advanced screeners cover every fund in India. This is the foundation layer. Every member starts here.

Explore the Core layer
Large Cap
Mid Cap
Small Cap
International
Gold
Silver
Corporate Bond
Gilt
Arbitrage
Balanced Asset Allocation
100%
Allocated
Large Cap 30%
Mid Cap 20%
Small Cap 10%
International 10%
Gold 10%
Bonds 20%

Illustration only. Actual allocations updated monthly. Not investment advice.

Layer 02

Satellite Layer

Stock recommendations on two factors, quality and momentum: refreshed every month, built to ride winners for years. Deep-dive research so you know exactly what you own. Plus a full stock toolkit: advanced screener, strategy building and testing, and dashboards.

Explore the Satellite layer
Stock Picks Refreshed Monthly

The top 15 stocks on quality and momentum, every month.

SCHAEFFLERLarge₹4,135
CIEINDIAMid₹474
MEDPLUSSmall₹878
APLAPOLLOLarge₹1,907
AJANTPHARMMid₹2,830
CCLSmall₹1,130
+9 more picks
Stock Deep Dives Research

Fundamental and qualitative analysis behind every pick.

Revenue growth18% CAGR
Return on capital24%
Debt to equity0.2x
Moat Management Industry tailwind
Stock Toolkit Build & Test

Screen, build, and backtest your own strategies.

ROCE > 15% Sales growth > 12% Momentum: top decile
38 stocks match
BacktestStrategy vs index

Illustration only. A sample of one month's picks. Not investment advice.

Layer 03

Overlay Layer

Make your portfolio work twice. The funds and stocks you already hold are pledged as margin, and defined-risk strategies run on top with no fresh capital: income in sideways markets, protection in a crash, and gains from intraday decay.

Explore the Overlay layer
Income Generation Sideways

Earns steady income while the market moves sideways.

Sideways range
Upper range Lower range
Hedging Crash Protection

Shields the portfolio when the market crashes.

Without hedgeWith hedge
Crash Protected
Options Algo Intraday Decay

Capped risk, with high return potential.

intraday.algo
WHEN momentum + decay align
ENTER the trade
STOP loss capped
TARGET up to 3× risk
runs fully automated
Layer 04

Toolkit

Institutional-grade research tools, co-created with our data partner Sharpely. Screen, backtest, and review your whole portfolio in one place.

Explore the Toolkit
Advanced Screening 400+ Params

Stack multi-factor screens across 400+ fundamental, technical, and quant parameters, live or end-of-day.

screener.query
sales growth 5Y > 10%
profit growth 5Y > 10%
price > 200-DMA
MACD bullish crossover
sector in Auto, Pharma, Capex
312 stocks match
Strategy Backtesting 10+ Yrs Data

Test any strategy on 10+ years of Indian market data, against Nifty 50, with Sharpe, drawdown, and win rate.

Big Money Activity Daily

Spot where big money moved, every single day. You will not find this on any other platform.

Institutional spike
High delivery % High delivery quantity Aggressive buying

Screening, backtesting, and institutional tracking are three of many. Portfolio analytics, alerts, and more are in the full walkthrough.

View all use cases
Layer 05

Learning

Conceptual deep dives that take you under the hood of the markets, so you can do your own research with confidence: a backtested quant library, premium research, and investing and trading deep dives.

Quant Library Backtested

20+ quant strategies, each backtested on 10+ years of data against the index. Use as-is or as a starting point for your own.

Momentum
Mean Reversion
MACD Cross
RSI Divergence
Sector Rotation
Factor Investing
Breakout
Moving Average
Bollinger Bands
Volume Surge
Trend Following
Earnings Drift
+8 more
Premium Research Regular

Regular research reports that sharpen your understanding of the market and what is moving it.

Sample research
Market Analysis
FIIs Sold ₹1.7 Lakh Crore. What Are They Quietly Betting On?
Stock Analysis
Manorama Industries: What Has Led to the Consistency?
Market Insight
The Market Is Structured Against Retail Traders. Here Is How to Overcome It.
Investing & Trading Deep Dives Concepts

Conceptual deep dives on the ideas behind investing and trading: the why, not just the what.

Deep dives on
Fundamental Analysis
Price Action
Technical Analysis
Strategies
Trade Psychology
AI in Stock Research
Valuation
Market Cycles & Regimes
Position Sizing & Risk
Options & Volatility
Quant & Factor Investing
Institutional Activity
Also Included With Every Membership
Private Channel Access
Private WhatsApp and Telegram channels. All updates, alerts, and commentary in real time.
1-on-1 Support
Every query answered one-on-one over WhatsApp and email, to individually help you keep moving in the right direction.

How It Works

Designed to Work Across Market Cycles.

One market, three seasons. The same system adapts in place, and a different layer takes the lead in each season.

Rising Market

The market climbs. Both equity engines do the work.

Full participation Market Flexi-Wealth

Concept illustration. Not drawn to scale. Not a return projection.

Carrying the system
CoreEquities climbing
Carrying the system
SatelliteMomentum stocks running
Carrying the system
Overlay + HedgeResting. Risk defined
Result

Both equity layers carry the system. Aggressive participation in the upside.

No single layer works in every market. Together, something is always working in your favour.

That is how uncorrelated layers compound across market cycles.

Who Is It For

For anyone who wants to build wealth.
Steadily, for the long term.

A systematic, time-tested structure instead of predictions and tips. The system scales with your capital, so start where you are.

The system scales with your capital
₹0–5L
₹5–15L
₹15L+
₹0 – 5L
Stage 01 · Starting Capital

Build the Foundation

SIP into the Core funds and ETFs each month. Your salary is the wealth engine; the system does the investing.

Layers in play
Core Layer Learning
Utmost clarity
Every first Monday you know exactly what to buy, hold, or change. Zero guesswork.
Crashes are planned for
A hedge layer is always in place. Bad years are part of the design, not a surprise.
Wealth that assists you
Everything sits in your own accounts. No lock-ins. Ready when life needs it.
If you're a Steady Builder
Follow the monthly updates, get back to your life. Wealth without tension.
CoreSatellite
If you're a Learner
Use the screeners, backtesting, and deep dives to build your own edge.
LearningToolkit
If you're a Growth Seeker
Add momentum stock picks and option strategies on your established capital.
SatelliteOverlay
By Use Case
What do you want to do in the market?
Weeks to months Positional Trading Institutional data, positional screeners, and a list you can hold. See how → Income, hedge & algos Options Strategies Options run as a system. Defined risk, exact instructions. See how → Quality stocks Long-Term Investing Research-first picks you verify yourself and hold for years. See how → 30 min a month Salaried Wealth Building Fund recommendations on a fixed monthly routine. Zero guesswork. See how → New to markets Start Investing Learn free, start small, grow into the full system. See how →

What Your Month Looks Like

Run it in 30 minutes.
Or go as deep as you like.

Two first-class ways to use the same membership. Follow the recommendations and get back to your life, or use the full research platform at your own pace. Most members do both.

Lane 1 · Follow Along
A tight system you can follow
First Monday of every month.
Salary arrives. Month begins.
At month-end, salary lands. On the first Monday of the next month, Anand sends the monthly update.
Review the monthly recommendations
See what is added, removed, or unchanged across Core, Satellite, and Overlay. Every change has a clear rationale.
Execute via your broker
Place the orders through your own broker. A few clicks and you are done.
Back to your work. Done.
No daily tracking. Real-time alerts come through the private channel when needed.
Core only5 min, done
Add Satellite+ 10 min
Add Overlay and hedge+ 10 min
The full systemUnder 30 min
Lane 2 · Do Your Own Research
The full platform, your pace
4 to 5 hours a month, by choice.
Run screeners. Scan opportunities.
Scan the market with the 400+ parameter screener and the institutional activity dashboards.
Build and test strategies.
Backtest ideas against 10+ years of data. Start from the 20+ pre-built strategies in the quant library.
Read the recommendation reports.
Use the full research behind every monthly recommendation alongside your own analysis.
Go deeper with the lessons.
Investing and trading deep dives, for the hours you want to spend learning markets.
Screeners · Strategies · Reports · Lessons Your pace

Pricing

One membership covers everything.

One single membership. All five layers, every tool, and full one-on-one support. You decide which layers to use and at what pace.

You pay only the membership fee. There is no mutual fund distribution and no commission earning of any kind, so every recommendation stays unbiased and client-first.

SEBI RA · INH000016630 Annual Billing GST Included
Membership
₹ 15,000 / year
Inclusive of all taxes. Annual billing only.
Subscribe Now
Everything Included

Why The Structure Wins

The more you trade short term, the more you lose.

−₹61,212 Cr
Lost by individual traders in F&O, FY24 (SEBI)
~₹61,000 Cr
Earned by prop desks and FIIs in the same year
96–97%
Of that profit came from algorithms, not gut feel
You cannot match their speed. The algorithms sit co-located, right next to the exchange. Your order is always last in line.
The perfect entry and exit do not save you. Even when you find them, the bid-ask spread, slippage, brokerage, and taxes eat the edge.
Every extra trade pays that toll again. Trade more, lose more.
Your one real advantage is structural: multiple uncorrelated layers working for you all the time.
Read the full breakdown → The Market Is Structured Against Retail Traders

Frequently Asked Questions

Questions before you join?

Everything you need to know before subscribing. Still have a question? WhatsApp us at +91-8148413194.

Getting Started
Yes. The Core Layer is designed for beginners. Start with the mutual fund and ETF recommendations. Build your foundation first. As your portfolio and confidence grow, explore Satellite and Overlay layers. The system grows with you. To learn the basics first, Zerodha Varsity is a great free resource.
Start with the Core Layer alone. Build the foundation with the mutual fund and ETF recommendations until your portfolio approaches Rs. 5 lakhs. Then add Satellite, and later Overlay, as your capital grows. The system is designed to be switched on one layer at a time.
No minimum. Start with any amount on the Core Layer. Below Rs. 5 lakhs, focus on mutual funds and ETFs. Stock recommendations become relevant beyond Rs. 5 lakhs. Overlay and Hedge strategies are most effective above Rs. 15 lakhs, where pledge margin becomes meaningful.
You will immediately get access to all the recommendations. You will receive an onboarding email from us with step-by-step instructions on how to start with the Flexi Wealth System. Please check your spam folder also and mark our email as not spam if you do not see it in your inbox. The email contains everything you need to proceed.
No. The Core portfolio is available as a smallcase, so rebalancing is a couple of clicks. But every recommendation is also published on the member hub, and you can execute it directly through any broker. Many members do exactly that.
If your time horizon is 5 years or more, investing the full amount at once usually works best. Staying invested maximizes compounding. If you plan to use the hedging strategies, investing at once also lets the hedge be sized correctly from day one. SIPs work well for capital that arrives month by month, like salary.
Yes. Every recommendation is executed in your own demat account, with any broker you already use. If you do not have one yet, open one with any major broker first. The onboarding email walks you through the setup.
No trial. Read the free weekly newsletter to see how we research and think before deciding. And ask us anything on WhatsApp at +91-8148413194. We answer fully before you subscribe.
Membership and Support
All assets are digital. Once you subscribe, you gain instant access to a large amount of material, research, and tools. A lot of heavy lifting happens at the time of subscription itself. Refunds or cancellations are therefore not possible. Please feel free to ask any queries on WhatsApp at +91-8148413194 before subscribing. We will answer fully. Even after subscribing, you can continuously ask us queries one-on-one, so that you keep moving in the right direction.
Currently we do not provide voice call support, purely because of the volume of calls we receive. We are not able to do that fairly for every member at this time. Please send your queries on WhatsApp at +91-8148413194 or email support@finvezto.com. Every message is read and answered one-on-one over WhatsApp and email.
Currently no live classes or webinars. All content is delivered through premium research articles or recorded videos only. This format allows members to consume material at their own pace, revisit lessons, and search through past content easily.
Yes. The member hub, Toolkit, research, and private channels are accessible globally. The strategies themselves are focused on Indian equity markets: NSE and BSE listed stocks, Nifty index options, Indian mutual funds and ETFs.
No. Pricing is fixed for all members and all renewals; there are no discount codes. Pro-rated credit is issued only when upgrading from an older plan to the current one.
No separate app. The member hub works in any browser on your phone. Execution happens in your own broker's app, so there is nothing extra to install.
The System
A full research system. Every recommendation comes with rationale. You understand what you own and why. Finvezto operates as a SEBI-registered Research Analyst, not a tipster. All decisions are yours. We provide research, guidance, and tools.
Every strategy has seasons. Momentum works in bull markets, not sideways ones. Buy and hold works in uptrends, not in prolonged bears. Income strategies work in range-bound markets. No single strategy works in all conditions. A system of uncorrelated layers keeps working through the cycle.
You do. Every stock, fund, and ETF sits in your own demat account. Finvezto provides the research; you own the assets. There is no lock-in. You can stop at any time, with no penalties.
SEBI regulations prohibit promising returns, so we will not. Our benchmark is the Nifty, which has historically delivered 10 to 13 percent annually over long horizons. The goal of the system is to beat that benchmark over a 5-year-plus time frame. The Overlay targets additional return on top. Past performance is not indicative of future results.
Yes. Every Overlay recommendation is written so a member with zero F&O knowledge can execute it, with step-by-step instructions and screenshots. You need F&O enabled on your demat account. No separate paid software is required; we guide the setup on commonly used algo platforms.
Only defined-risk strategies are used. The maximum possible loss is known and capped before you enter any position; there is no scenario of unlimited downside. Each recommendation spells out the worst-case number.
In most cases, none. The Core portfolio holds liquid funds that act as the margin buffer. As a worst-case planning figure, keep up to 10% of your investment accessible. It is rarely, if ever, needed.
Many investors pay 3 to 4 percent a year through fund expense ratios and advisory fees. This system runs on low-cost ETFs at 0.05 to 0.15 percent, plus one flat research fee. Every percent saved compounds into significantly more wealth over decades.
No. Finvezto is a SEBI Registered Research Analyst service, not a Portfolio Management Service. We provide research and recommendations. You execute them yourself through your own broker, and your money never passes through us.
Time and Effort
On the first Monday of every month. Updates are published on the member hub, and alerts go out through the private WhatsApp and Telegram channels, so you do not need to keep checking.
30 minutes or less, on the first Monday of every month. Core alone takes about 5 minutes. Satellite adds about 10. Overlay and hedge add another 10. If you use the Toolkit for your own research, you can spend 4 to 5 hours. That is your choice, not a requirement.
On the first Monday: the monthly update with what is added, removed, or unchanged, with the rationale, for every layer active in your phase. Between updates, alerts come through the private channels only when something needs attention.
No. The system runs on monthly check-ins. You do not need to watch the market daily. If anything needs attention mid-month, an alert comes through the private WhatsApp and Telegram channels.
Nothing is lost. Every recommendation stays available on the member hub, so you can catch up when you are back. If you are unsure how to proceed, message us on WhatsApp at +91-8148413194 and we will guide you.
Still unsure? Ask us anything.
Every question is answered one-on-one before you subscribe.
WhatsApp us

About Me

Anand Ganapathy K

SEBI Registered Research Analyst · INH000016630 · Founder, Finvezto

  • 15+ years of experience across investing, trading, and quantitative research in Indian equity markets.
  • SEBI Registered Research Analyst since 24 June 2024. Registration INH000016630. Validity: Perpetual.
  • BSE Enlistment Number: 6213. Compliance-audited annually.
  • MBA, Indian Institute of Management Ahmedabad. Core background in quantitative analysis and systems design.
  • Unbiased, fee-only research. No mutual fund distribution, no commissions, no product-selling. Income comes solely from the membership fee, so every recommendation stays client-first.
Anand Ganapathy K, Founder Finvezto Stock Research

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