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Build Wealth.
With Clarity.

We give you a proven Flexi-Wealth System to build a Portfolio that works across market cycles. We believe your Wealth should be flexible enough to give you more options throughout your life. Learn how to set it up below.

SEBI Registered Research Analyst (INH000016630)
Unbiased Research. No MF distribution or commission earning activities. Client First approach.

Flexi-Wealth System

01. What is it?

Core + Satellite + Overlay Architecture

We create a Flexi-Wealth System through a 3-Layered Architecture of Core, Satellite and Overlay/Hedge Strategies. These Strategies are diversified and uncorrelated in a way that they supplement each other across market cycles.

Core

Finvezto Evergreen
  • 60-100% of your Portfolio can be invested here. For most investors, this portfolio is enough for entire life.
  • Balanced Portfolio that grows steadily with lower volatility across market cycles.
  • Invests only in Low Cost ETFs across equities, debt and precious metals.
  • Weights adjust dynamically with market conditions.
  • Suitable for all Investors from beginner to advanced.

Satellite

Finvezto Momentum
  • 20-30% of your Portfolio can be invested here. Investors willing to take higher risk & accept higher volatility for higher growth can invest here.
  • Adds Growth element to the overall Portfolio by picking Quality Stocks in Momentum.
  • Recommendations consist of Large, Mid and Small Cap Stocks above ₹5000 Cr Market Cap. No illiquid or penny stocks.
  • Holds on to winners and Cuts losers fast. 
  • Holds cash when opportunities are scarce.

Overlay/Hedge

Finvezto Strategies
  • Overlay Strategies can be run by pledging Core Portfolio without need for additional capital.
  • This is a tactical layer to generate supplemental returns on top of Core/Satellite Portfolio. It includes Options Strategies with Asymmetric Upside and Limited Risk.
  • Hedging strategies that protect your Core/Satellite portfolio during downfalls and market crashes. You can have peace of mind at all times.

02. How it works?

If set up properly, the Core, Satellite & Overlay portfolios can work together efficiently across cycles. 

  • Core Portfolio is the steady engine. As it grows, you get more capital/margin to pledge and run Overlay Strategies.
  • During bull markets, both Core and Satellite portfolios will likely be up. Overlay Strategies could be up or down. But overlay strategies have limited risk which would not drag the overall portfolio return, if sized properly.
  • During bear or sideways markets, Core and Satellite Portfolios may not be moving up. But Overlay Strategies + Hedge could come to the rescue. 
  • Overlay + Hedging Strategies do not require significant Capital. It uses pledged margin, recycles profits, protects Core/Satellite Portfolios to add further compounding velocity.
  • This ensures continuous re-investment across portfolios with well-managed risk and availability of sufficient liquidity at all times.
  • Your Wealth becomes more flexible and gives you more options throughout your life.

03. How to execute this system?

Phase 01.
Start

Your Capital: ₹0 - ₹5 lacs

What to do:
- First step is to start investing through SIPs using the Core Portfolio to reach ₹5 Lacs. 

- You can directly invest in our Core Portfolio or take the recommendations and manually execute them in your broker. We recommend changes to the portfolio as per the market regime so that your portfolio is always aligned. All stocks are held in your DEMAT account and you have complete control.
- You can align your portfolio in a single click if you invest directly through our smallcase.
- Avoid Intraday Stock Trading, Intraday Options Buying and Scalping. Mostly you will end up losing your capital. 

Phase 02.
Grow

Your Capital: ₹5 lacs - ₹20 lacs

What to do:
- Continue investments in Core Portfolio.

 - If you are willing to take higher risk and accept higher volatility, add Satellite Portfolio.
- The weightage of Satellite Portfolio should not exceed 30% of your overall investments.
- You can directly invest in our Satellite Portfolio or take the recommendations and manually execute them in your broker. We recommend changes to the portfolio periodically so that your portfolio is always aligned. All stocks are held in your DEMAT account and you have complete control.

- To do your own analysis and build/test your own strategies you can choose Toolkit.

Phase 03.
Scale & Protect

Your Capital: ₹20 lacs +

What to do:
- Keep 70% in Core + 30% in Satellite

- Start “Overlay Portfolio”. You can pledge the Core Portfolio to fund the Overlay Strategies without additional capital.

- As your capital crosses ₹20 lacs, you might also want to hedge your portfolio from market crashes and protect your capital.
- We have provided one such hedging strategy in the Short Term Strategies Plan.

- To do your own analysis and build/test your own strategies you can choose the Toolkit.

Note: Finvezto is a SEBI Registered Research Analyst. This roadmap is general education and not personalized financial planning.

04. Choose Your Plan(s)

We have 4 Plans that supplement each other. Please WhatsApp us in case you need assistance.

Finvezto Evergreen

Balanced Wealth Building suitable for everyone including new Investors

Portfolio of Low Cost ETFs across Stocks & Bonds.

Dynamic Asset Allocation & Rebalancing based on Market Regime

Holding Period of minimum 5 Years.

Suitable for both SIP/Lumpsum anytime across Market Cycles.

You can directly invest in our portfolio through your existing broker or take the Recommendations and execute them manually.

Individual Support over WhatsApp & Email

GST, Payment Gateway charges and other charges Included. No Hidden Charges.

Finvezto Momentum

Stock Recommendations based on Quality & Momentum (Multi-Factor Model)

Portfolio of 15 Stocks with > 5000 Cr Market Cap

Large, Mid and Small Caps only. Strictly No Penny Stocks.

Holding Period of minimum 5 Years.

Suitable for both SIP/Lumpsum anytime across Market Cycles

You can directly invest in our portfolio through your existing broker or take the Recommendations and execute them manually.

Individual Support over WhatsApp & Email

GST, Payment Gateway charges and other charges Included. No Hidden Charges.

Finvezto Strategies

Options Strategies to generate additional return on top of your Core Portfolio. Monthly Performance Reporting.

Hedging Strategies to protect your portfolio during market crashes (Coming Soon)

Strategies can be run Manually or through Algos (We help you set up Algo Trading)

Daily Post Market Analysis, View & Plan

Individual Support over WhatsApp & Email

GST, Payment Gateway charges and other charges Included. No Hidden Charges.

Finvezto
Toolkit

Advanced Tools for both Investors & Traders

In-Depth Stock Analysis Tools

Advanced Stock Screener with 400+ Parameters

Build, Backtest, Paper Trade, Live Trade your Strategies

Collection of Strategies that have outperformed the index across cycles based on research, backtest and forward test.

Portfolio Review Tools

MF/ETF Overlap & Review Tools

GST, Payment Gateway charges and other charges Included. No Hidden Charges.

About Us

Anand Ganapathy K

  • SEBI Registered Research Analyst
    (SEBI Registration Number : INH000016630)

  • Founder, Finvezto Stock Research

  • 14 Years of Investing & Trading Experience

  • Evidence Based Investing & Trading Philosophy

  • Key Research Areas include Anti-Fragile Portfolios, Dynamic Asset Allocation, Momentum Investing and Convexity of Options.

  • Post Graduate in Management from IIM Ahmedabad

Photo of Founder, Anand Ganapathy

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I am a Research Analyst and not an Investment Advisor. I do not offer financial planning, risk assessment or customization of offerings. I operate strictly as per requirements of the SEBI RA regulations. Please read the terms and conditions for using this website and service before subscribing.

Research Analyst: Anand Ganapathy K

SEBI Registered Research Analyst

SEBI Registration Number: INH000016630

Registration Validity: 24 June 2024 - Perpetual

BSE Enlistment Number: 6213

Registered Address:
Finvezto Stock Research,
COQUB Coworking Space,
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